Stop creditors from piercing your LLC and going after your personal assets.
The Ultimate Single-Member Operating Agreement From $197 · the contract + training Get It Now →For when you’re forming a solo LLC. This Operating Agreement does two things: it shows banks, investors, and courts you’re a serious professional, and it protects your personal assets from business liabilities.
Starts at $197 and includes training. Full contract packages include 2 months with a 20-year lawyer.
Get This Contract →Your LLC without a proper Operating Agreement is just a shell — courts pierce it every day.
You filed your LLC. You think your house, your savings, your car are protected. But filing the paperwork is only step one.
When a creditor or a lawsuit comes, the first thing they attack is whether your LLC is real — a separate entity with its own governing document and formalities — or just you with a name. No Operating Agreement, no records, and the court treats the LLC as your alter ego. Your personal assets are on the table.
This is the contract that makes your LLC hold up when it’s tested.
What This Contract Defends Against.
These aren’t hypotheticals. They’re scenarios that play out in real courtrooms — and they’re the reason every clause in this contract exists.
The Veil-Piercing Lawsuit
A creditor or plaintiff sues your business — then argues your LLC isn’t a real separate entity, so they should be able to come after your house and savings directly.
A governing Operating Agreement that establishes the LLC as a distinct entity — the single most important document a court looks for when deciding whether to pierce the veil.
The Co-Mingled Funds Disaster
You run personal expenses through the business account, or move money back and forth without records. In a dispute, that’s used as proof there’s no real separation between you and the LLC.
Capital, distribution, and recordkeeping provisions that define how money moves — giving you the framework that proves separation and defeats the co-mingling argument.
The Tax Audit Wake-Up Call
The IRS treats a single-member LLC as a “disregarded entity” by default. Without clear governance and election language, you can lose tax flexibility and trigger questions in an audit.
Tax treatment and election provisions that document how the LLC is taxed and keep your options (including S-corp election) clean and defensible.
These are just 3 of the scenarios that play out in court. There are many more. Every battle-tested clause in this contract exists because of something I’ve seen in 20 years of litigation and business.
Every Tier Includes:
The Word Document
Editable .docx with customization fields. Plug in your details, save, send.
The PDF Version
Signature-ready PDF for DocuSign, Adobe Sign, or printing.
The Cheat Sheet
Branded PDF with the litigation scenarios, key decisions, and red flags — for quick reference when you’re about to use the contract.
The Walkthrough Video
Clause-by-clause video with the lawyer who wrote it. ~1 hour. Watch once, reference forever.
Lawyer AccessTier 2+
2–3 months of live Q&A with Karam (depending on tier). Customize together. Ask anything.
Bonus Resources
Asset-protection checklist, recordkeeping frameworks, and corporate-formalities SOPs.
With LegalZoom, you don’t get the lawyer. With Big Law, you don’t get the training or the ongoing relationship. With AI, you don’t get someone who’s been to court.
With Legally Bulletproof™, you get all three: the contract, the training, AND the lawyer.
Choose Your Level of Protection.
Three paths to protection: DIY template, template + the lawyer, or done-for-you.
- Editable Word document
- Signature-ready PDF
- Clause-by-clause walkthrough video
- Cheat sheet + bonus resources
- Everything in Tier 1
- 2 months lawyer access
- Live Q&A 2× per month
- Customize with Karam directly
- Member-only resources
- Everything in Tier 2
- Up to 1-hour consult with Karam
- Custom-tailored to your business
- Delivered within 48 hours
- 3 months lawyer access
Questions About This Contract.
Are you my lawyer? Is this legal advice?
No. These contracts and all related materials are educational and informational only. Purchase does not create an attorney-client relationship and no attorney-client privilege applies. No legal advice is provided through any product. Karam Nahas is not your attorney unless you sign a separate written legal engagement agreement. Consult a licensed attorney in your jurisdiction for advice specific to your situation.
Do I really need this for a solo LLC?
Yes — arguably more than a multi-member LLC. Courts are most suspicious of single-member LLCs precisely because there’s only one person, so the “you and the LLC are the same” argument is easiest to make. A proper Operating Agreement is your strongest evidence that the LLC is a real, separate entity.
Is it compatible with an S-corp election?
Yes. The agreement includes tax-treatment language that works whether you’re taxed as a disregarded entity or elect S-corp status. The walkthrough video covers when an S-corp election makes sense and what to coordinate with your accountant.
What about state-specific requirements?
The agreement is drafted to satisfy the operating-agreement frameworks used across states (Florida, Delaware, New Jersey, and others). The walkthrough covers the handful of state-specific items worth confirming for where your LLC is formed.
What if I add co-owners later?
Then you’ll want to move to the Multi-Member LLC Operating Agreement, which governs partner relationships, voting, and buyouts. The walkthrough explains how to transition cleanly — and with Tier 2+, you can work through the change with Karam directly.
Will my bank ask for this?
Often, yes. Banks frequently request an Operating Agreement to open a business account in the LLC’s name — another reason to have a proper one rather than nothing or a generic download.
Trusted Across Industries.
Battle-tested lawyer says it all! Karam helped protect me and my LLC. He gave me great legal advice structuring my business and protected me from liabilities.
Mark M.Karam and Legally Bulletproof have been an incredible asset in protecting Wynwood Yoga Studio with clear, reliable, and legally sound guidance. His support has given us the peace of mind to grow our business with confidence.
Megan G.As an entrepreneur in the restaurant industry, I needed real legal support—not just documents, but a full system. Working with Legally Bulletproof gave me exactly that. The clarity and peace of mind I gained were priceless.
Maria D.Get the contract. Get the training. Get the lawyer.
That’s complete legal protection. All three tiers include the cheat sheet, walkthrough video, and bonus resources.
See Pricing Tiers →Legal Disclaimer
Not Legal Advice. No Attorney-Client Relationship. All contracts, training, and related materials are provided for educational and informational purposes only and do not constitute legal advice, tax advice, or professional guidance. Purchase or use of any product does not create an attorney-client relationship between you and Karam Nahas, Esq., Legally Bulletproof™, BDESQ, LLC, or any affiliate. No attorney-client privilege applies to communications regarding any product.
Templates and Educational Materials. All templates, checklists, frameworks, and sample documents are general educational starting points. You are solely responsible for determining whether the materials are appropriate for your specific business, jurisdiction, and circumstances. Legal requirements vary significantly by state and change over time. The Provider makes no representation or guarantee that any materials are legally sufficient, compliant with applicable law, or suitable for your specific jurisdiction, industry, or business model.
Your Responsibility. You should consult a licensed attorney in your jurisdiction for specific legal advice. Any attorney-client relationship with Karam Nahas, Esq. may only be created through a separate, written legal engagement agreement signed by both parties.
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